Best Cards for Earning Wyndham Points

Wyndham Rewards is a decent choice for people who love a mix of hotels, vacation rentals, and even timeshares. With over 9,000 properties worldwide, it’s easy to rack up points and enjoy free nights or other perks. Wyndham offers a few cards that let you earn more on everyday purchases and reward you with perks like elite status and bonus points. Check out the best cards for earning Wyndham points below, and start turning your everyday spending into vacation stays.

Wyndham Rewards Earner® Card

Wyndham Rewards Earner® Card

Wyndham Rewards Earner® Card

Up to 75,000 bonus points
LIMITED TIME OFFER
The Wyndham Rewards Earner Card is perfect for people who frequent Wyndham properties and want a no-annual-fee option to earn rewards. You’ll get extra points on Wyndham stays, gas, and groceries, making it easy to accumulate points for future stays. With a generous rewards program, this card offers good value for budget-friendly travel. *All information about the Wyndham Rewards Earner® Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Best Cards for Earning Wyndham Points

Wyndham Rewards is a decent choice for people who love a mix of hotels, vacation rentals, and even timeshares. With over 9,000 properties worldwide, it’s easy to rack up points and enjoy free nights or other perks. Wyndham offers a few cards that let you earn more on everyday purchases and reward you with perks like elite status and bonus points. Check out the best cards for earning Wyndham points below, and start turning your everyday spending into vacation stays.

Wyndham Rewards Earner® Card

Wyndham Rewards Earner® Card

Wyndham Rewards Earner® Card

Up to 75,000 bonus points
LIMITED TIME OFFER
Up to 75,000 bonus points
The Wyndham Rewards Earner Card is perfect for people who frequent Wyndham properties and want a no-annual-fee option to earn rewards. You’ll get extra points on Wyndham stays, gas, and groceries, making it easy to accumulate points for future stays. With a generous rewards program, this card offers good value for budget-friendly travel. *All information about the Wyndham Rewards Earner® Card has been collected independently by Daily Drop.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool

Personal Cards

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Business Cards

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Transfer to Wyndham Points

Best for 2X on Everyday Spending

75,000
Bonus Miles
Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000
Bonus Miles
Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Capital One Venture Rewards credit card makes travel rewarding and easy. Earn miles on every purchase, which you can redeem for various travel expenses like flights, hotels, and car rentals. Plus, with no foreign transaction fees, it’s an ideal choice for international travel. If you’re looking to maximize rewards without crazy fees, this card would be a great addition to your wallet. This one continues to be a Daily Drop favorite.

🏆 Best for premium travel perks

75,000
Bonus Miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000
Bonus Miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Venture X (one of our favorites!) is a premium travel rewards card that offers generous earning rates on travel and dining purchases, along with a wide range of travel perks and benefits. Cardholders can enjoy flexible redemption options for their rewards, making it a popular choice for frequent travelers.

🏆 Best for High Business Spend

150,000
Bonus Miles
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.
150,000
Bonus Miles
Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Venture X business credit card offers robust rewards and benefits tailored to entrepreneurs and small businesses (plus, many travel perks for those who want to hit the skies and see the world).

🏆 Best No Annual Fee Starter Card

20,000
Bonus Miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
20,000
Bonus Miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Capital One VentureOne Rewards Credit Card is a travel rewards card designed for those seeking simple, no-annual-fee access to miles for travel with 1.25X miles per dollar on every purchase.

🏆 Our Most Popular Card

75,000
Bonus Points
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000
Bonus Points
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Chase Sapphire Preferred card is a popular travel rewards credit card known for its excellent earning potential—we love it at Daily Drop! Cardholders can redeem their points for travel through the Chase Ultimate Rewards portal or transfer them to various airline and hotel loyalty programs for added flexibility.

🏆 Best for Travel Credits

100,000
Bonus Points
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
100,000
Bonus Points
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Chase Sapphire Reserve® is a premium travel credit card tailored for frequent travelers seeking luxury perks and rewards. With a focus on travel benefits, this card offers a generous welcome offer, airport lounge access, travel statement credits, and valuable rewards through the Chase Ultimate Rewards program, making it an excellent choice for travelers.

🏆 Best Premium Chase Business Card

200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
200,000
Bonus Points
Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
Between high-value credits, lounge access, and Chase's new Points Boost redemptions, this card is targeting business owners and frequent travelers alike. And unlike the personal version, you'll get bonus points for flights and hotels booked directly and solid points back on ads, too. If you're a frequent flyer (and fan of business travel cards), this newbie more than deserves your attention.

‍🏆 Best Starter Bilt Card

‍🏆 Best Starter Bilt Card

$100 Bilt Cash
Bonus Points
Earn $100 of Bilt Cash when you apply and are approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Bonus Points
Earn $100 of Bilt Cash when you apply and are approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Bilt Blue Card is the simplest one in the lineup. Sometimes you just want something straightforward that earns valuable points without asking you to pay an insane annual fee. With the Bilt Blue Card, you still get the headline feature that makes Bilt… Bilt: up to 1.25X points on rent and mortgage payments with no transaction fee. That’s huge, because most rewards cards either can’t do that at all or make it annoying and expensive. Blue is basically the on-ramp for people who want to start earning points from their biggest monthly expense without committing to a pricey annual fee.

‍🏆 Best Mid-Tier Bilt Option

‍🏆 Best Mid-Tier Bilt Option

$200 Bilt Cash
Bonus Points
Earn $200 of Bilt Cash (Up to $100 of Bilt Cash earned rolls over to the next year) when you apply and get approved.
Bonus Points
Earn $200 of Bilt Cash (Up to $100 of Bilt Cash earned rolls over to the next year) when you apply and get approved.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Bilt Obsidian Card feels like the “adult” version of what most people want from a rewards card. It has strong everyday earning, a reasonable annual fee, and perks that match your spending habits. It’s not trying to be the fanciest card in your wallet, but it could easily be the one you use the most. The big draw here is that it keeps the most important Bilt perk with up to 1.25x on rent and mortgage payments with no transaction fee, plus accelerated earnings in key spending categories. You also have the option to earn Bilt Cash on everyday spend (and up to $100 of Bilt Cash earned rolls over to the next year).

‍🏆 Best Premium for Earning on Rent

‍🏆 Best Premium for Earning on Rent

50,000 Points + $300 Bilt Cash
Bonus Points
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
Bonus Points
Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Bilt Palladium Card is one of those rare premium cards that’s not trying to bribe you into loving it with a million confusing perks. If you’re the kind of person who hates category optimization (or just doesn’t want to be doing mental math), this card could be a good option for you. You’re earning up to 1.25x on rent and mortgage, plus points on everyday purchases. You also have the option to earn Bilt Cash on everyday spend (and up to $100 of Bilt Cash earned rolls over to the next year), which adds up quickly if you put real spend on one card.

Annual Fee: $595

Rates & Fees
|
Terms Apply
75,000
Bonus Points
Earn 75,000 bonus points after spending $6,000 in the first 3 months.
75,000
Bonus Points
Earn 75,000 bonus points after spending $6,000 in the first 3 months.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
With strong earning rates, flexible statement credits, and access to valuable transfer partners, including American Airlines, the Citi Strata Elite is a well-rounded and strong contender in the premium credit card category. *The information for the Cit Strata Elite Card has been collected independently by Daily Drop. The card details on this page have not been reviewed or provided by the card issuer.

🏆 Best for Gas Stations

60,000
Bonus Points
Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.
60,000
Bonus Points
Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening.
✅ Check if you're pre-approved or eligible for elevated offers using the CardMatch Tool
The Citi Strata Premier is the latest and greatest card from Citi. It features solid earning rates on everyday spending categories such as air travel, hotel purchases, restaurants, supermarkets, gas, and even EV charging stations. With a low annual fee, we view it as a solid, mid-tiered card no matter if you like to earn rewards on travel or just on your everyday activities.

Which Card is Right for You?

Picking the right Wyndham card depends on how often you find yourself crashing at Wyndham properties. If you're a loyal Wyndham guest or love vacation rentals, a premium card might be worth it for the higher points and perks like status upgrades. If you only occasionally stay at Wyndham hotels, a no-annual-fee card can still get you solid rewards without the extra cost. Keep in mind, this card's points can only be used for very specific bookings. Refer to the "transferable" cards for greater flexibility.

Other Ways to Earn

Besides swiping your Wyndham card, you can earn points by booking stays at Wyndham hotels, spending with Wyndham's travel partners, and through their shopping and dining portals. You can also transfer points from other programs (like Caesars Rewards) into Wyndham, giving you more ways to rack up points for your next vacation.

Pros and Cons

Pros

[.pro] Earn points on every purchase and fast-track your way to free nights [.pro]

[.pro] Get perks like automatic elite status and late checkout to elevate your stay [.pro]

[.pro] Bonus points on Wyndham bookings, helping you earn even faster [.pro]

Cons

[.con] Wyndham points are best used for Wyndham stays, so if you like to hop between hotel chains, these cards could be limiting [.con]

FAQs

What can Wyndham points be redeemed for?

Wyndham points can be redeemed for free nights, vacation rentals, and experiences, plus you can use them with travel partners for car rentals and flights.

Can I earn Wyndham points on everyday purchases?

Absolutely! You'll earn points on all your purchases, whether you're buying groceries or booking travel.

Do Wyndham credit cards offer elite status?

Yes! Wyndham credit cards come with automatic elite status—either Gold or Platinum, depending on the card. This means perks like late checkout, preferred room upgrades, and bonus points every time you stay.

Can I combine points with other Wyndham members?

Yes! Wyndham lets you share points with friends or family for free. You can transfer up to 45,000 points per year to another member, making it easier to pool your points for bigger rewards like vacation stays or upgrades.

Do Wyndham Hotel points expire? 

Yes, Wyndham Rewards points expire if your account has no activity for 18 months. Activity includes earning or redeeming points, so staying at a Wyndham property, using their credit card, or redeeming points for rewards can reset the clock.

Why Trust Daily Drop?

At Daily Drop, our editorial team is made up of seasoned travel and credit card experts who have spent years mastering travel rewards and testing the best strategies firsthand. Founder Nate Buchanan, of Kara and Nate, has personally earned and redeemed millions of points and miles over the past 10+ years, saving tens of thousands of dollars on travel. Our team shares similar hands-on experience, ensuring our recommendations are practical, tested, and built on real-world knowledge. After all, we wouldn’t be Daily Drop if we weren’t practicing what we preach.

Our independent reviews break down rewards, perks, fees, and overall value to help you make informed decisions. We also analyze audience data, considering reader engagement and trends, so our recommendations reflect what actually matters to you.

While we may earn a commission if you apply for a card through our site, our opinions are our own — based solely on expert analysis and firsthand experience, not influenced by any bank, credit card issuer, hotel, airline, or other entity. Our goal is simple: helping you maximize your rewards and travel smarter.

Read our full methodology for more information.

Authors

Written by: McKay Moffitt

Content Specialist

Edited by: Tiffany Eastham

Writer & Editor